As hurricane season approaches in the Carolinas, it's essential to take proactive steps to protect your home and loved ones. While high winds and significant damage are typically expected along the coast, recent events like Hurricane Helene have shown that inland areas aren’t immune. This storm caused extraordinary destruction in Western North Carolina, serving as a powerful reminder that even cities and towns far from the coastline can face serious impacts. With that in mind, we’re sharing practical tips to help you prepare for whatever this year's hurricane season may bring.

Assemble an Emergency Kit

Being prepared means having essential supplies ready. Store your kit in an easily accessible location, and don't forget to include necessities for your pets. Your emergency kit should include:

• Non-perishable food and water (enough for at least three days)
• Medications and a fully stocked first aid kit
• Flashlights with extra batteries
• A portable phone charger and a battery-powered radio
• Important documents: identification, insurance policies, and medical records
• Cash in small denominations
• Personal hygiene items
• A change of clothing

Stay Informed and Plan Ahead

Stay updated on weather conditions through local news and official sources. Sign up for emergency alerts in your area. If evacuation orders are issued:

• Follow instructions promptly
• Know your evacuation route and the locations of nearby shelters
• Include pet arrangements in your evacuation plan

Secure Your Home

Protect your property by:

• Trimming trees and branches that could fall during high winds
• Inspecting your roof for loose shingles or leaks
• Clearing gutters and downspouts to prevent water damage
• Securing outdoor furniture to prevent pieces from becoming projectiles
• Reinforcing windows and doors with storm shutters or plywood

If you'd like to take extra, more permanent steps toward protecting your home from inclement weather, consider these home upgrades:

• Install storm shutters on windows and glass doors
• Ensure sliding glass doors are made of tempered glass
• Replace old garage doors and tracks for a solid seal
• Install hurricane-proof doors with at least three hinges and a one-inch deadbolt lock

Review Your Insurance Coverage

Ensure your homeowner's insurance policy covers potential damage caused by hurricanes. Understand your coverage limits, deductibles, and exclusions. Consider purchasing separate flood insurance, as standard policies often don't cover flood damage. Take photos or videos of your property to document its condition before the storm hits.

Need advice or a coverage review? Our very own Christa McMillan with Main Street Insurance can be of assistance.
 

By taking these steps, you can enhance your preparedness for hurricane season and protect your home and family from potential storms. Stay safe!